OTP Bank Nyrt Balance Sheet Health
Financial Health criteria checks 5/6
OTP Bank Nyrt has total assets of HUF41,556.6B and total equity of HUF4,798.4B. Total deposits are HUF30,349.0B, and total loans are HUF22,251.5B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are HUF8,438.6B.
Key information
8.7x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | Ft30.35t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Ft8.44t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OTP's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: OTP has a sufficient allowance for bad loans (115%).
Low Risk Liabilities: 83% of OTP's liabilities are made up of primarily low risk sources of funding.
Loan Level: OTP has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: OTP's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: OTP has a high level of bad loans (3.7%).