OSB Stock Overview
Operates as the bank holding company for Old Second National Bank that provides community banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Old Second Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.30 |
| 52 Week High | US$17.10 |
| 52 Week Low | US$13.20 |
| Beta | 1.08 |
| 1 Month Change | -0.65% |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -6.14% |
Recent News & Updates
Recent updates
Shareholder Returns
| OSB | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.9% | 1.2% | 1.2% |
| 1Y | n/a | 30.3% | 12.8% |
Return vs Industry: Insufficient data to determine how OSB performed against the German Banks industry.
Return vs Market: Insufficient data to determine how OSB performed against the German Market.
Price Volatility
| OSB volatility | |
|---|---|
| OSB Average Weekly Movement | 8.7% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.0% |
| 10% least volatile stocks in DE Market | 2.3% |
Stable Share Price: OSB's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: Insufficient data to determine OSB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1981 | 834 | Jim Eccher | www.oldsecond.com |
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking.
Old Second Bancorp, Inc. Fundamentals Summary
| OSB fundamental statistics | |
|---|---|
| Market cap | €812.20m |
| Earnings (TTM) | €81.73m |
| Revenue (TTM) | €261.41m |
9.9x
P/E Ratio1.3x
P/B RatioIs OSB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OSB income statement (TTM) | |
|---|---|
| Revenue | US$272.70m |
| Cost of Revenue | US$0 |
| Gross Profit | US$272.70m |
| Other Expenses | US$187.44m |
| Earnings | US$85.26m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.90 |
| Gross Margin | 100.00% |
| Net Profit Margin | 31.27% |
| Debt/Equity Ratio | 21.1% |
How did OSB perform over the long term?
See historical performance and comparisonDividends
1.3%
Current Dividend Yield11%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/28 00:20 |
| End of Day Share Price | 2025/01/28 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Old Second Bancorp, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| Brian Martin | FIG Partners |
| Brian Martin | Janney Montgomery Scott LLC |