Plumas Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Plumas Bancorp has total assets of $1.7B and total equity of $181.9M. Total deposits are $1.4B, and total loans are $993.1M. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $35.7M.
Key information
9.1x
Asset to equity ratio
4.7%
Net interest margin
| Total deposits | US$1.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$35.66m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OKO's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: OKO has a sufficient allowance for bad loans (305%).
Low Risk Liabilities: 91% of OKO's liabilities are made up of primarily low risk sources of funding.
Loan Level: OKO has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: OKO's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: OKO has an appropriate level of bad loans (0.4%).