Oversea-Chinese Banking Balance Sheet Health
Financial Health criteria checks 6/6
Oversea-Chinese Banking has total assets of SGD581.4B and total equity of SGD55.6B. Total deposits are SGD374.7B, and total loans are SGD292.8B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are SGD85.3B.
Key information
10.5x
Asset to equity ratio
2.3%
Net interest margin
Total deposits | S$374.65b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S$85.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OCBA's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: OCBA has a sufficient allowance for bad loans (139%).
Low Risk Liabilities: 71% of OCBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: OCBA has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: OCBA's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: OCBA has an appropriate level of bad loans (0.9%).