Bank of Ayudhya Public Company Limited

DB:NVAU Stock Report

Market Cap: €5.1b

Bank of Ayudhya Balance Sheet Health

Financial Health criteria checks 5/6

Bank of Ayudhya has total assets of THB2,721.1B and total equity of THB388.8B. Total deposits are THB1,899.6B, and total loans are THB1,837.2B.

Key information

7x

Asset to equity ratio

n/a

Net interest margin

Total deposits

฿1.90t

Loan to deposit ratio

Appropriate

Bad loans

4.0%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

฿70.17b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: NVAU's Assets to Equity ratio (7x) is low.

Allowance for Bad Loans: NVAU has a sufficient allowance for bad loans (113%).

Low Risk Liabilities: 81% of NVAU's liabilities are made up of primarily low risk sources of funding.

Loan Level: NVAU has an appropriate level of Loans to Assets ratio (68%).

Low Risk Deposits: NVAU's Loans to Deposits ratio (97%) is appropriate.

Level of Bad Loans: NVAU has a high level of bad loans (4%).


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