Northwest Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Northwest Bancshares has total assets of $14.5B and total equity of $1.6B. Total deposits are $12.1B, and total loans are $11.4B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $119.3M.
Key information
9.3x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$12.07b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$119.32m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NHS's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: NHS has a sufficient allowance for bad loans (128%).
Low Risk Liabilities: 93% of NHS's liabilities are made up of primarily low risk sources of funding.
Loan Level: NHS has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: NHS's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: NHS has an appropriate level of bad loans (0.8%).