American National Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
American National Bankshares has total assets of $3.1B and total equity of $343.2M. Total deposits are $2.6B, and total loans are $2.3B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $66.7M.
Key information
9x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$2.61b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$66.72m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBR's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: NBR has a sufficient allowance for bad loans (435%).
Low Risk Liabilities: 95% of NBR's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBR has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: NBR's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: NBR has an appropriate level of bad loans (0.3%).