National Bank Holdings Balance Sheet Health
Financial Health criteria checks 6/6
National Bank Holdings has total assets of $10.0B and total equity of $1.2B. Total deposits are $8.5B, and total loans are $7.5B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $302.9M.
Key information
8.1x
Asset to equity ratio
4.1%
Net interest margin
Total deposits | US$8.52b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$302.94m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NB9's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: NB9 has a sufficient allowance for bad loans (273%).
Low Risk Liabilities: 98% of NB9's liabilities are made up of primarily low risk sources of funding.
Loan Level: NB9 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: NB9's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: NB9 has an appropriate level of bad loans (0.5%).