Rakuten Bank Past Earnings Performance
Past criteria checks 5/6
Rakuten Bank has been growing earnings at an average annual rate of 20.3%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 16.6% per year. Rakuten Bank's return on equity is 13.1%, and it has net margins of 29.6%.
Key information
20.3%
Earnings growth rate
18.5%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 16.6% |
| Return on equity | 13.1% |
| Net Margin | 29.6% |
| Next Earnings Update | 12 Feb 2025 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Rakuten Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 136,560 | 40,484 | 44,207 | 0 |
| 30 Jun 24 | 131,108 | 37,270 | 43,237 | 0 |
| 31 Mar 24 | 124,277 | 34,436 | 41,950 | 0 |
| 31 Dec 23 | 119,762 | 32,387 | 41,322 | 0 |
| 30 Sep 23 | 117,105 | 30,977 | 39,970 | 0 |
| 30 Jun 23 | 114,703 | 29,171 | 39,441 | 0 |
| 31 Mar 23 | 112,378 | 27,692 | 39,201 | 0 |
| 31 Mar 22 | 100,836 | 20,039 | 37,620 | 0 |
| 31 Mar 21 | 99,113 | 19,337 | 35,810 | 0 |
Quality Earnings: N5G has high quality earnings.
Growing Profit Margin: N5G's current net profit margins (29.6%) are higher than last year (26.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: N5G's earnings have grown significantly by 20.3% per year over the past 5 years.
Accelerating Growth: N5G's earnings growth over the past year (30.7%) exceeds its 5-year average (20.3% per year).
Earnings vs Industry: N5G earnings growth over the past year (30.7%) exceeded the Banks industry 12.6%.
Return on Equity
High ROE: N5G's Return on Equity (13.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 12:04 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Rakuten Bank, Ltd. is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Shinichiro Nakamura | BofA Global Research |
| Masayoshi Yonezawa | Daiwa Securities Co. Ltd. |
| Kohei Sakamoto | Daiwa Securities Co. Ltd. |