China Merchants Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Merchants Bank has total assets of CN¥11,574.8B and total equity of CN¥1,117.0B. Total deposits are CN¥9,181.0B, and total loans are CN¥6,673.9B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥915.3B.
Key information
10.4x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | CN¥9.18t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥915.33b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: M4B's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: M4B has a sufficient allowance for bad loans (431%).
Low Risk Liabilities: 88% of M4B's liabilities are made up of primarily low risk sources of funding.
Loan Level: M4B has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: M4B's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: M4B has an appropriate level of bad loans (0.9%).