Nu Holdings Past Earnings Performance
Past criteria checks 3/6
Nu Holdings has been growing earnings at an average annual rate of 43.3%, while the Banks industry saw earnings growing at 12.5% annually. Revenues have been growing at an average rate of 50.3% per year. Nu Holdings's return on equity is 16.1%, and it has net margins of 27.8%.
Key information
43.3%
Earnings growth rate
42.8%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 50.3% |
| Return on equity | 16.1% |
| Net Margin | 27.8% |
| Next Earnings Update | 14 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Nu Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,707 | 1,031 | 1,701 | 0 |
| 30 Sep 23 | 3,128 | 372 | 1,604 | 0 |
| 30 Jun 23 | 2,628 | 77 | 1,556 | 0 |
| 31 Mar 23 | 2,215 | -178 | 1,496 | 0 |
| 31 Dec 22 | 1,839 | -365 | 1,466 | 0 |
| 30 Sep 22 | 1,471 | -133 | 1,392 | 0 |
| 30 Jun 22 | 1,252 | -175 | 1,246 | 0 |
| 31 Mar 22 | 1,037 | -161 | 1,080 | 0 |
| 31 Dec 21 | 850 | -165 | 899 | 0 |
| 30 Sep 21 | 678 | -206 | 693 | 0 |
| 30 Jun 21 | 524 | -204 | 539 | 0 |
| 31 Mar 21 | 446 | -188 | 445 | 0 |
| 31 Dec 20 | 425 | -171 | 409 | 0 |
| 31 Dec 19 | 327 | -93 | 357 | 0 |
| 31 Dec 18 | 155 | -29 | 138 | 0 |
Quality Earnings: M1Z has high quality earnings.
Growing Profit Margin: M1Z became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: M1Z has become profitable over the past 5 years, growing earnings by 43.3% per year.
Accelerating Growth: M1Z has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: M1Z has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (27%).
Return on Equity
High ROE: M1Z's Return on Equity (16.1%) is considered low.