Laurentian Bank of Canada Balance Sheet Health
Financial Health criteria checks 4/6
Laurentian Bank of Canada has total assets of CA$47.5B and total equity of CA$2.8B. Total deposits are CA$23.3B, and total loans are CA$34.9B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are CA$8.3B.
Key information
17x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | CA$23.34b |
| Loan to deposit ratio | High |
| Bad loans | 1.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CA$8.29b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LT7's Assets to Equity ratio (17x) is moderate.
Allowance for Bad Loans: LT7 has a low allowance for bad loans (56%).
Low Risk Liabilities: 52% of LT7's liabilities are made up of primarily low risk sources of funding.
Loan Level: LT7 has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: LT7's Loans to Deposits ratio (149%) is high.
Level of Bad Loans: LT7 has an appropriate level of bad loans (1.1%).