Laurentian Bank of Canada Balance Sheet Health
Financial Health criteria checks 4/6
Laurentian Bank of Canada has total assets of CA$48.1B and total equity of CA$2.9B. Total deposits are CA$25.1B, and total loans are CA$36.5B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are CA$6.9B.
Key information
16.7x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CA$25.07b |
Loan to deposit ratio | High |
Bad loans | 0.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | CA$6.92b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LT7's Assets to Equity ratio (16.7x) is moderate.
Allowance for Bad Loans: LT7 has a low allowance for bad loans (86%).
Low Risk Liabilities: 55% of LT7's liabilities are made up of primarily low risk sources of funding.
Loan Level: LT7 has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: LT7's Loans to Deposits ratio (146%) is high.
Level of Bad Loans: LT7 has an appropriate level of bad loans (0.7%).