Bank7 Balance Sheet Health
Financial Health criteria checks 6/6
Bank7 has total assets of $1.7B and total equity of $204.2M. Total deposits are $1.5B, and total loans are $1.4B. It earns a Net Interest Margin of 5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $195.4M.
Key information
8.5x
Asset to equity ratio
5.0%
Net interest margin
| Total deposits | US$1.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$195.44m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: J0N's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: J0N has a sufficient allowance for bad loans (231%).
Low Risk Liabilities: 99% of J0N's liabilities are made up of primarily low risk sources of funding.
Loan Level: J0N has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: J0N's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: J0N has an appropriate level of bad loans (0.5%).