Bank7 Balance Sheet Health
Financial Health criteria checks 5/6
Bank7 has total assets of $1.8B and total equity of $180.4M. Total deposits are $1.6B, and total loans are $1.4B earning a Net Interest Margin of 5%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are $210.4M.
Key information
9.8x
Asset to equity ratio
5.0%
Net interest margin
Total deposits | US$1.58b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$210.40m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: J0N's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: J0N has a low allowance for bad loans (81%).
Low Risk Liabilities: 99% of J0N's liabilities are made up of primarily low risk sources of funding.
Loan Level: J0N has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: J0N's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: J0N has an appropriate level of bad loans (1.8%).