ICICI Bank Balance Sheet Health
Financial Health criteria checks 4/6
ICICI Bank has total assets of ₹22,080.2B and total equity of ₹2,512.6B. Total deposits are ₹13,668.4B, and total loans are ₹12,292.0B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are ₹649.4B.
Key information
8.8x
Asset to equity ratio
4.5%
Net interest margin
Total deposits | ₹13.67t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹649.35b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ICBA's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: Insufficient data to determine if ICBA has a sufficient allowance for bad loans.
Low Risk Liabilities: 70% of ICBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: ICBA has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: ICBA's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: ICBA has a high level of bad loans (2.3%).