Hanmi Financial Balance Sheet Health
Financial Health criteria checks 6/6
Hanmi Financial has total assets of $7.5B and total equity of $703.1M. Total deposits are $6.4B, and total loans are $6.1B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $256.0M.
Key information
10.7x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$6.38b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$256.04m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HF7N's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: HF7N has a sufficient allowance for bad loans (487%).
Low Risk Liabilities: 94% of HF7N's liabilities are made up of primarily low risk sources of funding.
Loan Level: HF7N has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: HF7N's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: HF7N has an appropriate level of bad loans (0.2%).