Hanmi Financial Balance Sheet Health
Financial Health criteria checks 6/6
Hanmi Financial has total assets of $7.7B and total equity of $736.7M. Total deposits are $6.4B, and total loans are $6.2B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $293.1M.
Key information
10.5x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$6.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$293.05m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HF7N's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: HF7N has a sufficient allowance for bad loans (447%).
Low Risk Liabilities: 92% of HF7N's liabilities are made up of primarily low risk sources of funding.
Loan Level: HF7N has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: HF7N's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: HF7N has an appropriate level of bad loans (0.2%).