Third Coast Bancshares (GL0) Stock Overview

Operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in the United States. More details

GL0 fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	3/6
Past Performance	5/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 45.8% below our estimate of its fair value

Earnings are forecast to grow 18.2% per year

Earnings grew by 43.4% over the past year

Risk Analysis

No risks detected for GL0 from our risk checks.

GL0 Community Fair Values

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Third Coast Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Third Coast Bancshares
Historical stock prices
Current Share Price	US$33.60
52 Week High	US$34.95
52 Week Low	US$30.80
Beta	0.73
1 Month Change	7.01%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	5.68%

Recent updates

Shareholder Returns

	GL0	DE Banks	DE Market
7D	1.2%	2.6%	-1.2%
1Y	n/a	55.7%	7.1%

Return vs Industry: Insufficient data to determine how GL0 performed against the German Banks industry.

Return vs Market: Insufficient data to determine how GL0 performed against the German Market.

Price Volatility

Is GL0's price volatile compared to industry and market?
GL0 volatility
GL0 Average Weekly Movement	5.3%
Banks Industry Average Movement	3.2%
Market Average Movement	5.2%
10% most volatile stocks in DE Market	13.1%
10% least volatile stocks in DE Market	2.6%

Stable Share Price: GL0 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine GL0's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2008	412	Bart Caraway	www.thirdcoast.bank

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in the United States. The company’s deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes.

Third Coast Bancshares, Inc. Fundamentals Summary

How do Third Coast Bancshares's earnings and revenue compare to its market cap?
GL0 fundamental statistics
Market cap	€475.08m
Earnings (TTM)	€51.89m
Revenue (TTM)	€169.72m

9.2x

P/E Ratio

1.1x

P/B Ratio

Is GL0 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GL0 income statement (TTM)
Revenue	US$201.28m
Cost of Revenue	US$0
Gross Profit	US$201.28m
Other Expenses	US$139.74m
Earnings	US$61.54m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	4.43
Gross Margin	100.00%
Net Profit Margin	30.57%
Debt/Equity Ratio	23.0%

How did GL0 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/02/01 18:56
End of Day Share Price	2026/01/30 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Third Coast Bancshares, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mengxian Jiao	Deutsche Bank
Wood Lay	Keefe, Bruyette, & Woods
Casey Orr Whitman	Piper Sandler Companies

Third Coast Bancshares, Inc.DB:GL0 Stock Report