Banc of California Balance Sheet Health
Financial Health criteria checks 6/6
Banc of California has total assets of $36.1B and total equity of $3.4B. Total deposits are $28.9B, and total loans are $25.2B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $3.1B.
Key information
10.6x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | US$28.89b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$3.09b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FPB's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: FPB has a sufficient allowance for bad loans (200%).
Low Risk Liabilities: 88% of FPB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FPB has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: FPB's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: FPB has an appropriate level of bad loans (0.6%).