Banc of California Balance Sheet Health
Financial Health criteria checks 6/6
Banc of California has total assets of $36.9B and total equity of $2.4B. Total deposits are $26.6B, and total loans are $21.7B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $6.1B.
Key information
15.4x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$26.60b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$6.07b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: F8B's Assets to Equity ratio (15.4x) is moderate.
Allowance for Bad Loans: F8B has a sufficient allowance for bad loans (177%).
Low Risk Liabilities: 77% of F8B's liabilities are made up of primarily low risk sources of funding.
Loan Level: F8B has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: F8B's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: F8B has an appropriate level of bad loans (0.6%).