DBS Group Holdings Balance Sheet Health
Financial Health criteria checks 6/6
DBS Group Holdings has total assets of SGD739.3B and total equity of SGD62.2B. Total deposits are SGD535.1B, and total loans are SGD416.2B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are SGD62.6B.
Key information
11.9x
Asset to equity ratio
2.2%
Net interest margin
Total deposits | S$535.10b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S$62.58b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DEVL's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: DEVL has a sufficient allowance for bad loans (128%).
Low Risk Liabilities: 79% of DEVL's liabilities are made up of primarily low risk sources of funding.
Loan Level: DEVL has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: DEVL's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: DEVL has an appropriate level of bad loans (1.1%).