Bank of Chongqing Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Chongqing has total assets of CN¥824.1B and total equity of CN¥63.0B. Total deposits are CN¥454.2B, and total loans are CN¥427.3B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥130.9B.
Key information
13.1x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CN¥454.18b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥130.92b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CQN's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: CQN has a sufficient allowance for bad loans (250%).
Low Risk Liabilities: 60% of CQN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CQN has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: CQN's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: CQN has an appropriate level of bad loans (1.2%).