Cullen/Frost Bankers Balance Sheet Health
Financial Health criteria checks 6/6
Cullen/Frost Bankers has total assets of $49.5B and total equity of $3.6B. Total deposits are $40.8B, and total loans are $19.1B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $8.6B.
Key information
13.6x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$40.81b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$8.65b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFZ's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: CFZ has a sufficient allowance for bad loans (350%).
Low Risk Liabilities: 89% of CFZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: CFZ has an appropriate level of Loans to Assets ratio (39%).
Low Risk Deposits: CFZ's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: CFZ has an appropriate level of bad loans (0.4%).