Capitol Federal Financial Past Earnings Performance
Past criteria checks 2/6
Capitol Federal Financial's earnings have been declining at an average annual rate of -39.9%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been declining at an average rate of 23.4% per year. Capitol Federal Financial's return on equity is 3.7%, and it has net margins of 22.9%.
Key information
-39.9%
Earnings growth rate
-39.7%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | -23.4% |
| Return on equity | 3.7% |
| Net Margin | 22.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Capitol Federal Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 166 | 38 | 92 | 0 |
| 30 Jun 24 | -38 | -114 | 93 | 0 |
| 31 Mar 24 | -42 | -116 | 94 | 0 |
| 31 Dec 23 | -42 | -115 | 95 | 0 |
| 30 Sep 23 | -25 | -102 | 96 | 0 |
| 30 Jun 23 | 188 | 58 | 98 | 0 |
| 31 Mar 23 | 203 | 71 | 97 | 0 |
| 31 Dec 22 | 213 | 78 | 97 | 0 |
| 30 Sep 22 | 220 | 84 | 96 | 0 |
| 30 Jun 22 | 217 | 83 | 96 | 0 |
| 31 Mar 22 | 212 | 81 | 95 | 0 |
| 31 Dec 21 | 215 | 79 | 95 | 0 |
| 30 Sep 21 | 211 | 76 | 95 | 0 |
| 30 Jun 21 | 210 | 76 | 93 | 0 |
| 31 Mar 21 | 210 | 77 | 92 | 0 |
| 31 Dec 20 | 183 | 61 | 91 | 0 |
| 30 Sep 20 | 187 | 64 | 91 | 0 |
| 30 Jun 20 | 191 | 69 | 92 | 0 |
| 31 Mar 20 | 198 | 72 | 93 | 0 |
| 31 Dec 19 | 224 | 92 | 92 | 0 |
| 30 Sep 19 | 228 | 94 | 91 | 0 |
| 30 Jun 19 | 228 | 93 | 90 | 0 |
| 31 Mar 19 | 226 | 93 | 86 | 0 |
| 31 Dec 18 | 224 | 91 | 83 | 0 |
| 30 Sep 18 | 221 | 99 | 79 | 0 |
| 30 Jun 18 | 220 | 98 | 76 | 0 |
| 31 Mar 18 | 220 | 97 | 74 | 0 |
| 31 Dec 17 | 220 | 95 | 73 | 0 |
| 30 Sep 17 | 218 | 84 | 72 | 0 |
| 30 Jun 17 | 216 | 84 | 72 | 0 |
| 31 Mar 17 | 215 | 83 | 71 | 0 |
| 31 Dec 16 | 215 | 83 | 70 | 0 |
| 30 Sep 16 | 216 | 83 | 71 | 0 |
| 30 Jun 16 | 215 | 82 | 71 | 0 |
| 31 Mar 16 | 214 | 81 | 71 | 0 |
| 31 Dec 15 | 211 | 78 | 71 | 0 |
| 30 Sep 15 | 210 | 78 | 70 | 0 |
| 30 Jun 15 | 210 | 79 | 69 | 0 |
| 31 Mar 15 | 210 | 80 | 68 | 0 |
| 31 Dec 14 | 210 | 80 | 68 | 0 |
| 30 Sep 14 | 206 | 78 | 70 | 0 |
| 30 Jun 14 | 202 | 73 | 69 | 0 |
| 31 Mar 14 | 202 | 71 | 71 | 0 |
| 31 Dec 13 | 201 | 69 | 72 | 0 |
Quality Earnings: CFW has high quality earnings.
Growing Profit Margin: CFW became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CFW's earnings have declined by 39.9% per year over the past 5 years.
Accelerating Growth: CFW has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: CFW has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (13%).
Return on Equity
High ROE: CFW's Return on Equity (3.7%) is considered low.