C&F Financial Balance Sheet Health
Financial Health criteria checks 6/6
C&F Financial has total assets of $2.6B and total equity of $228.0M. Total deposits are $2.1B, and total loans are $1.9B. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.09% of total loans. Cash and short-term investments are $55.7M.
Key information
11.2x
Asset to equity ratio
4.3%
Net interest margin
| Total deposits | US$2.14b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.09% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$55.67m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFF's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: CFF has a sufficient allowance for bad loans (2358%).
Low Risk Liabilities: 92% of CFF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CFF has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: CFF's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: CFF has an appropriate level of bad loans (0.1%).