Comerica Balance Sheet Health
Financial Health criteria checks 6/6
Comerica has total assets of $79.6B and total equity of $6.2B. Total deposits are $62.5B, and total loans are $51.2B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $5.2B.
Key information
12.9x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$62.46b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$5.24b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CA3's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: CA3 has a sufficient allowance for bad loans (304%).
Low Risk Liabilities: 85% of CA3's liabilities are made up of primarily low risk sources of funding.
Loan Level: CA3 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CA3's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: CA3 has an appropriate level of bad loans (0.4%).