Stellar Bancorp, Inc.

DB:C9N0 Stock Report

Market Cap: €1.8b

Stellar Bancorp Management

Management criteria checks 3/4

Stellar Bancorp's CEO is Bob Franklin, appointed in Oct 2022, has a tenure of 3.67 years. total yearly compensation is $2.93M, comprised of 28.1% salary and 71.9% bonuses, including company stock and options. directly owns 0.68% of the company’s shares, worth €11.98M. The average tenure of the management team and the board of directors is 5 years and 3.7 years respectively.

Key information

Bob Franklin

Chief executive officer

US$2.9m

Total compensation

CEO salary percentage28.14%
CEO tenure3.7yrs
CEO ownership0.7%
Management average tenure5yrs
Board average tenure3.7yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Bob Franklin's remuneration changed compared to Stellar Bancorp's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$105m

Dec 31 2025US$3mUS$824k

US$103m

Sep 30 2025n/an/a

US$102m

Jun 30 2025n/an/a

US$110m

Mar 31 2025n/an/a

US$114m

Dec 31 2024US$3mUS$785k

US$115m

Sep 30 2024n/an/a

US$117m

Jun 30 2024n/an/a

US$114m

Mar 31 2024n/an/a

US$119m

Dec 31 2023US$2mUS$745k

US$130m

Sep 30 2023n/an/a

US$105m

Jun 30 2023n/an/a

US$89m

Mar 31 2023n/an/a

US$70m

Dec 31 2022US$3mUS$574k

US$51m

Sep 30 2022n/an/a

US$71m

Jun 30 2022n/an/a

US$76m

Mar 31 2022n/an/a

US$82m

Dec 31 2021US$2mUS$550k

US$82m

Compensation vs Market: Bob's total compensation ($USD2.93M) is above average for companies of similar size in the German market ($USD1.86M).

Compensation vs Earnings: Bob's compensation has been consistent with company performance over the past year.


CEO

Bob Franklin (71 yo)

3.7yrs
Tenure
US$2,928,686
Compensation

Mr. Robert R. Franklin, Jr. also known as Bob, is Director of Junior Achievement Of Southeast Texas, Incorporated. Mr. Franklin also known as Bob, serves as Chief Executive Officer and Director of Stellar...


Leadership Team

NamePositionTenureCompensationOwnership
Steven Retzloff
Executive Chairman18.4yrsUS$1.56m0.97%
€ 17.0m
Robert Franklin
CEO & Director3.7yrsUS$2.93m0.68%
€ 12.0m
Ramon Vitulli
President6.4yrsUS$1.54m0.18%
€ 3.2m
Paul Egge
Senior EVP & CFO9.5yrsUS$1.28m0.096%
€ 1.7m
Justin Long
Senior EVP3.7yrsUS$1.00m0.075%
€ 1.3m
Courtney Theriot
Executive VP & Chief Accounting Officerno datano datano data
Okan Akin
Senior Executive VP & Chief Risk Officer7.4yrsUS$760.85k0.17%
€ 3.0m
Joe West
Senior EVP & Chief Credit Officerno datano data0.19%
€ 3.4m
Jason Sirkel
Chief Banking Officerno datano data0.13%
€ 2.3m
5.0yrs
Average Tenure
56.5yo
Average Age

Experienced Management: C9N0's management team is seasoned and experienced (5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Steven Retzloff
Executive Chairman18.4yrsUS$1.56m0.97%
€ 17.0m
Robert Franklin
CEO & Director3.7yrsUS$2.93m0.68%
€ 12.0m
Joe Penland
Independent Director3.4yrsUS$106.69k2.57%
€ 45.1m
Frances Jeter
Independent Director3.7yrsUS$118.94k0.059%
€ 1.0m
Jon-Al Duplantier
Independent Director3.7yrsUS$129.94k0.021%
€ 361.8k
John Williams
Independent Director19.4yrsUS$126.69k2.53%
€ 44.3m
Tymothi Tombar
Independent Director2yrsUS$161.94k0.0096%
€ 168.3k
Joseph Swinbank
Independent Director13.4yrsUS$147.74k0.65%
€ 11.5m
John Beckworth
Lead Independent Director3.7yrsUS$129.69k0.39%
€ 6.9m
Fred Robertson
Independent Director3.7yrsUS$144.19k0.20%
€ 3.5m
Cynthia Dopjera
Independent Director2.9yrsUS$144.19k0.022%
€ 393.5k
Reagan Reaud
Independent Director6.4yrsUS$125.94k0.026%
€ 456.6k
3.7yrs
Average Tenure
69.5yo
Average Age

Experienced Board: C9N0's board of directors are considered experienced (3.7 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/30 01:40
End of Day Share Price 2026/06/30 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Stellar Bancorp, Inc. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
John RodisBrean Capital Historical (Janney Montgomery)
Catherine Summerson MealorKeefe, Bruyette, & Woods