Optima bank Balance Sheet Health
Financial Health criteria checks 5/6
Optima bank has total assets of €4.1B and total equity of €543.1M. Total deposits are €3.3B, and total loans are €2.8B.
Key information
7.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €3.32b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €331.16m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C59's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: C59 has a low allowance for bad loans (99%).
Low Risk Liabilities: 94% of C59's liabilities are made up of primarily low risk sources of funding.
Loan Level: C59 has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: C59's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: C59 has an appropriate level of bad loans (1.1%).