Optima bank Balance Sheet Health
Financial Health criteria checks 6/6
Optima bank has total assets of €4.5B and total equity of €547.5M. Total deposits are €3.7B, and total loans are €3.0B.
Key information
8.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €3.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €208.28m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C59's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: C59 has a sufficient allowance for bad loans (104%).
Low Risk Liabilities: 94% of C59's liabilities are made up of primarily low risk sources of funding.
Loan Level: C59 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: C59's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: C59 has an appropriate level of bad loans (1%).