China Everbright Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Everbright Bank has total assets of CN¥6,897.5B and total equity of CN¥567.8B. Total deposits are CN¥4,648.5B, and total loans are CN¥4,079.6B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥895.1B.
Key information
12.1x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | CN¥4.65t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥895.08b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C0V's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: C0V has a sufficient allowance for bad loans (187%).
Low Risk Liabilities: 73% of C0V's liabilities are made up of primarily low risk sources of funding.
Loan Level: C0V has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: C0V's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: C0V has an appropriate level of bad loans (1.2%).