Banco do Brasil Past Earnings Performance

Past criteria checks 2/6

Banco do Brasil has been growing earnings at an average annual rate of 18.2%, while the Banks industry saw earnings growing at 17.6% annually. Revenues have been growing at an average rate of 15.5% per year. Banco do Brasil's return on equity is 18.7%, and it has net margins of 28.5%.

Key information

18.2%

Earnings growth rate

17.9%

EPS growth rate

Banks Industry Growth	10.6%
Revenue growth rate	15.5%
Return on equity	18.7%
Net Margin	28.5%
Next Earnings Update	19 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco do Brasil makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:BZLA Revenue, expenses and earnings (BRL Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	110,877	31,571	39,151
30 Jun 24	110,961	31,047	38,635
31 Mar 24	110,947	31,199	38,218
31 Dec 23	108,253	29,861	37,627
30 Sep 23	99,919	32,282	39,315
30 Jun 23	101,805	31,437	37,934
31 Mar 23	104,561	27,742	35,113
31 Dec 22	99,614	27,731	35,198
30 Sep 22	91,645	25,851	35,289
30 Jun 22	83,169	22,841	34,902
31 Mar 22	78,050	22,234	35,439
31 Dec 21	75,711	19,710	35,630
30 Sep 21	73,885	17,280	35,078
30 Jun 21	70,308	15,889	35,199
31 Mar 21	64,655	13,480	34,927
31 Dec 20	58,483	12,512	34,047
30 Sep 20	56,141	15,116	34,911
30 Jun 20	55,948	16,127	35,000
31 Mar 20	57,813	17,171	34,927
31 Dec 19	61,746	17,899	34,847
30 Sep 19	63,551	16,003	33,968
30 Jun 19	64,521	14,934	33,489
31 Mar 19	62,415	13,839	33,502
31 Dec 18	60,334	12,649	33,262
30 Sep 18	58,916	11,980	32,479
30 Jun 18	58,351	11,699	33,132
31 Mar 18	57,836	11,209	34,151
31 Dec 17	58,106	10,881	34,210
30 Sep 17	56,648	8,788	37,041
30 Jun 17	55,941	8,196	37,471
31 Mar 17	56,570	8,042	37,542
31 Dec 16	55,873	7,930	37,630
30 Sep 16	60,578	9,192	36,227
30 Jun 16	54,407	10,034	36,137
31 Mar 16	46,691	10,577	35,805
31 Dec 15	50,295	14,108	36,099
30 Sep 15	40,190	14,834	33,614
30 Jun 15	44,874	14,552	33,371
31 Mar 15	51,821	14,314	33,519
31 Dec 14	48,453	11,232	33,677
30 Sep 14	52,973	11,379	36,394
30 Jun 14	53,608	11,283	36,237
31 Mar 14	61,818	15,964	35,602
31 Dec 13	61,743	15,810	35,016

Quality Earnings: BZLA has high quality earnings.

Growing Profit Margin: BZLA's current net profit margins (28.5%) are lower than last year (32.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BZLA's earnings have grown by 18.2% per year over the past 5 years.

Accelerating Growth: BZLA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BZLA had negative earnings growth (-2.2%) over the past year, making it difficult to compare to the Banks industry average (12.9%).

Return on Equity

High ROE: BZLA's Return on Equity (18.7%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/18 14:10
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco do Brasil S.A. is covered by 31 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Roberto de Aguiar Attuch	Barclays
Mario Lucio Pierry	BofA Global Research
Francisco Navarrete	Bradesco S.A. Corretora de Títulos e Valores Mobiliários