Bank Central Asia Balance Sheet Health

Financial Health criteria checks 6/6

Bank Central Asia has total assets of IDR1,433,701.8B and total equity of IDR255,961.3B. Total deposits are IDR1,121,613.8B, and total loans are IDR849,744.8B. It earns a Net Interest Margin of 5.5%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are IDR67,814.4B.

Key information

5.6x

Asset to equity ratio

5.5%

Net interest margin

Total deposits

Rp1121.61t

Loan to deposit ratio

Appropriate

Bad loans

2.0%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

Rp67.81t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BZG2's Assets to Equity ratio (5.6x) is low.

Allowance for Bad Loans: BZG2 has a sufficient allowance for bad loans (200%).

Low Risk Liabilities: 95% of BZG2's liabilities are made up of primarily low risk sources of funding.

Loan Level: BZG2 has an appropriate level of Loans to Assets ratio (59%).

Low Risk Deposits: BZG2's Loans to Deposits ratio (76%) is appropriate.

Level of Bad Loans: BZG2 has an appropriate level of bad loans (2%).


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