PT Bank Rakyat Indonesia (Persero) Tbk

DB:BYRA Stock Report

Market Cap: €39.9b

Bank Rakyat Indonesia (Persero) Past Earnings Performance

Past criteria checks 2/6

Bank Rakyat Indonesia (Persero) has been growing earnings at an average annual rate of 20.7%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 12% per year. Bank Rakyat Indonesia (Persero)'s return on equity is 18.7%, and it has net margins of 45.3%.

Key information

20.7%

Earnings growth rate

15.0%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate12.0%
Return on equity18.7%
Net Margin45.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Rakyat Indonesia (Persero) makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:BYRA Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24135,121,48661,172,00964,530,0060
30 Jun 24135,246,24560,380,20765,225,7960
31 Mar 24136,608,52460,483,52261,875,3530
31 Dec 23137,058,49160,099,86362,696,8580
30 Sep 23135,640,45356,006,68667,608,2110
30 Jun 23132,713,36955,805,61663,963,0130
31 Mar 23130,006,03254,504,94564,624,1760
31 Dec 22125,990,09151,170,31262,228,4130
30 Sep 22123,380,19450,966,57561,399,2900
30 Jun 22119,469,87643,380,17061,253,2550
31 Mar 22113,470,81636,407,64559,378,7270
31 Dec 21111,585,40331,066,59259,117,5750
30 Sep 21116,520,03023,794,91061,184,7260
30 Jun 21106,170,66920,949,04558,565,4760
31 Mar 2198,369,78617,318,08456,488,9020
31 Dec 2092,228,75218,654,75352,565,5460
30 Sep 2077,398,54823,708,14742,629,0760
30 Jun 2081,206,47628,386,36940,796,6710
31 Mar 2084,240,73134,371,19739,836,1490
31 Dec 1981,939,98934,372,60937,947,9560
30 Sep 1980,162,64533,664,82737,730,7150
30 Jun 1980,798,12733,625,78037,116,3630
31 Mar 1979,075,51233,113,28935,727,9150
31 Dec 1877,511,55532,351,13335,249,6040
30 Sep 1877,870,81331,955,88133,919,2540
30 Jun 1873,651,68130,464,38133,136,1310
31 Mar 1872,457,61829,753,53733,014,1500
31 Dec 1770,384,85828,997,14132,120,8530
30 Sep 1766,861,73127,753,03230,543,5110
30 Jun 1765,635,55327,442,92129,586,5380
31 Mar 1764,596,80226,595,98629,729,3480
31 Dec 1664,712,90726,234,25629,482,2580
30 Sep 1663,868,23425,931,81930,031,2720
30 Jun 1662,404,54225,627,41629,290,7910
31 Mar 1660,315,50425,499,83826,941,2460
31 Dec 1559,466,24125,397,74226,137,7890
30 Sep 1557,319,18624,572,43824,484,5460
30 Jun 1556,619,83624,470,60524,427,3630
31 Mar 1554,469,34324,423,13623,579,0140
31 Dec 1452,932,85324,214,91122,513,9960
30 Sep 1450,899,71123,959,97121,779,4370
30 Jun 1449,671,73122,884,18020,512,3860
31 Mar 1448,449,78022,194,51019,566,0520
31 Dec 1346,653,68221,344,13018,997,9430

Quality Earnings: BYRA has a large one-off gain of IDR22,491.4B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BYRA's current net profit margins (45.3%) are higher than last year (41.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BYRA's earnings have grown significantly by 20.7% per year over the past 5 years.

Accelerating Growth: BYRA's earnings growth over the past year (9.2%) is below its 5-year average (20.7% per year).

Earnings vs Industry: BYRA earnings growth over the past year (9.2%) did not outperform the Banks industry 13.2%.


Return on Equity

High ROE: BYRA's Return on Equity (18.7%) is considered low.


Return on Assets


Return on Capital Employed


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