Banco Bilbao Vizcaya Argentaria Balance Sheet Health
Financial Health criteria checks 4/6
Banco Bilbao Vizcaya Argentaria has total assets of €769.3B and total equity of €56.8B. Total deposits are €447.8B, and total loans are €418.7B.
Key information
13.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €447.82b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €144.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOY's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: BOY has a low allowance for bad loans (77%).
Low Risk Liabilities: 63% of BOY's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOY has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: BOY's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: BOY has a high level of bad loans (3.4%).