Bank of East Asia Balance Sheet Health
Financial Health criteria checks 4/6
Bank of East Asia has total assets of HK$875.2B and total equity of HK$109.4B. Total deposits are HK$687.8B, and total loans are HK$532.1B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are HK$92.0B.
Key information
8x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | HK$687.78b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | HK$91.96b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOA's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: BOA has a low allowance for bad loans (35%).
Low Risk Liabilities: 90% of BOA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOA has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: BOA's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: BOA has a high level of bad loans (2.6%).