Føroya Banki Past Earnings Performance

Past criteria checks 4/6

Føroya Banki has been growing earnings at an average annual rate of 24.3%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 10.7% per year. Føroya Banki's return on equity is 16.3%, and it has net margins of 49.4%.

Key information

24.3%

Earnings growth rate

24.3%

EPS growth rate

Banks Industry Growth	10.6%
Revenue growth rate	10.7%
Return on equity	16.3%
Net Margin	49.4%
Next Earnings Update	26 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Føroya Banki makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:BNW Revenue, expenses and earnings (DKK Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	662	327	255
30 Jun 24	644	318	247
31 Mar 24	632	301	253
31 Dec 23	633	308	251
30 Sep 23	576	273	229
30 Jun 23	495	206	235
31 Mar 23	450	178	227
31 Dec 22	437	164	229
30 Sep 22	463	193	231
30 Jun 22	486	212	227
31 Mar 22	506	238	209
31 Dec 21	477	193	239
30 Sep 21	443	148	259
30 Jun 21	480	176	261
31 Mar 21	420	115	279
31 Dec 20	382	103	252
30 Sep 20	166	53	99
30 Jun 20	186	24	156
31 Mar 20	322	83	213
31 Dec 19	453	144	270
30 Sep 19	720	191	473
30 Jun 19	748	211	473
31 Mar 19	716	196	467
31 Dec 18	739	262	407
30 Sep 18	781	306	407
30 Jun 18	747	270	420
31 Mar 18	749	262	425
31 Dec 17	715	189	482
30 Sep 17	652	133	480
30 Jun 17	669	160	475
31 Mar 17	672	166	470
31 Dec 16	664	149	471
30 Sep 16	690	-195	494
30 Jun 16	678	-223	502
31 Mar 16	659	-271	529
31 Dec 15	683	-255	538
30 Sep 15	659	-177	517
30 Jun 15	639	-165	481
31 Mar 15	679	-125	477
31 Dec 14	667	-146	484
30 Sep 14	703	95	507
30 Jun 14	750	91	547
31 Mar 14	747	103	550
31 Dec 13	745	92	567

Quality Earnings: BNW has high quality earnings.

Growing Profit Margin: BNW's current net profit margins (49.4%) are higher than last year (47.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BNW's earnings have grown significantly by 24.3% per year over the past 5 years.

Accelerating Growth: BNW's earnings growth over the past year (19.7%) is below its 5-year average (24.3% per year).

Earnings vs Industry: BNW earnings growth over the past year (19.7%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: BNW's Return on Equity (16.3%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/25 18:41
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Føroya Banki is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Rasmus Vendelboe Jakobsen	ABG Sundal Collier Sponsored
Jakob Brink	Handelsbanken Capital Markets
Jakob Brink	Nordea Markets