BancFirst Balance Sheet Health
Financial Health criteria checks 6/6
BancFirst has total assets of $13.3B and total equity of $1.6B. Total deposits are $11.5B, and total loans are $8.1B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $3.0B.
Key information
8.4x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$11.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$3.02b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BF1's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: BF1 has a sufficient allowance for bad loans (203%).
Low Risk Liabilities: 98% of BF1's liabilities are made up of primarily low risk sources of funding.
Loan Level: BF1 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: BF1's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: BF1 has an appropriate level of bad loans (0.6%).