BEHV Stock Overview

Offers banking products and services to private individuals and corporate customers in Switzerland. More details

BEHV fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 25.1% below our estimate of its fair value

Earnings have grown 4.9% per year over the past 5 years

Pays a reliable dividend of 4.2%

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

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Berner Kantonalbank AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Berner Kantonalbank
Historical stock prices
Current Share Price	CHF 261.50
52 Week High	CHF 273.00
52 Week Low	CHF 256.50
Beta	0.13
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	38.79%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BEHV	DE Banks	DE Market
7D	1.9%	1.5%	1.7%
1Y	n/a	33.2%	16.5%

Return vs Industry: Insufficient data to determine how BEHV performed against the German Banks industry.

Return vs Market: Insufficient data to determine how BEHV performed against the German Market.

Price Volatility

Is BEHV's price volatile compared to industry and market?
BEHV volatility
BEHV Average Weekly Movement	n/a
Banks Industry Average Movement	4.8%
Market Average Movement	6.5%
10% most volatile stocks in DE Market	12.9%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: BEHV's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine BEHV's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1834	1,009	Armin Brun	www.bekb.ch

Berner Kantonalbank AG offers banking products and services to private individuals and corporate customers in Switzerland. It offers savings and payment accounts; mortgages and financing products; business and investment loans; real estate and individual financing products; and retirement accounts. The company also provides investment products and solutions; pension solutions; insurance and guarantees; capital goods leasing services; bank cards and credit cards; and asset management services, including strategy consulting, portfolio optimization and simulation, investment advisory, investment funds, and securities accounting services, as well as trades in stocks, bonds, derivatives, foreign exchange, and money market instruments.

Berner Kantonalbank AG Fundamentals Summary

How do Berner Kantonalbank's earnings and revenue compare to its market cap?
BEHV fundamental statistics
Market cap	€2.45b
Earnings (TTM)	€193.18m
Revenue (TTM)	€591.45m

12.7x

P/E Ratio

0.8x

P/B Ratio

Is BEHV overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BEHV income statement (TTM)
Revenue	CHF 553.14m
Cost of Revenue	CHF 0
Gross Profit	CHF 553.14m
Other Expenses	CHF 372.47m
Earnings	CHF 180.67m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	19.53
Gross Margin	100.00%
Net Profit Margin	32.66%
Debt/Equity Ratio	333.6%

How did BEHV perform over the long term?

See historical performance and comparison

Dividends

4.2%

Current Dividend Yield

53%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/22 01:43
End of Day Share Price	2025/05/22 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Berner Kantonalbank AG is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andreas Brun	Credit Suisse
Pritish Ture	Virtua Research Inc.