Banco Comercial Português Balance Sheet Health
Financial Health criteria checks 6/6
Banco Comercial Português has total assets of €94.4B and total equity of €7.3B. Total deposits are €75.6B, and total loans are €54.6B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are €5.4B.
Key information
12.9x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | €75.61b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | €5.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCPN's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: BCPN has a sufficient allowance for bad loans (685%).
Low Risk Liabilities: 87% of BCPN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCPN has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: BCPN's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: BCPN has an appropriate level of bad loans (0.9%).