Attica Bank Past Earnings Performance

Past criteria checks 2/6

Attica Bank's earnings have been declining at an average annual rate of -16.9%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been declining at an average rate of 16.4% per year. Attica Bank's return on equity is 6.8%, and it has net margins of 30%.

Key information

-16.9%

Earnings growth rate

n/a

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate-16.4%
Return on equity6.8%
Net Margin30.0%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Attica Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:BCA0 Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2410231550
31 Mar 249723550
31 Dec 2310528550
30 Sep 23-219-330530
30 Jun 23-231-355530
31 Mar 23-247-377530
31 Dec 22-260-387510
30 Sep 22-24-120500
30 Jun 22-33-115490
31 Mar 22-25-108480
31 Dec 21-26-105490
30 Sep 21-174-298480
30 Jun 21-174-296480
31 Mar 21-187-300490
31 Dec 20-190-306490
30 Sep 2031-32480
30 Jun 2030-25480
31 Mar 2037-8470
31 Dec 19485470
30 Sep 199735510
30 Jun 1910334460
31 Mar 191004590
31 Dec 18101-2640
30 Sep 1857-44630
30 Jun 1898-22700
31 Mar 18100-2570
31 Dec 17960510
30 Sep 1792-30540
30 Jun 1748-60550
31 Mar 1758-64600
31 Dec 1666-61600
30 Sep 16-53-99600
30 Jun 16-55-65600
31 Mar 16-522-353580
31 Dec 15-531-356590
30 Sep 15-453-309640
30 Jun 15-473-360640
31 Mar 151-60620
31 Dec 1413-58640
30 Sep 1411-74740
30 Jun 1434-59760
31 Mar 14-4-101780
31 Dec 13-32-120810

Quality Earnings: BCA0 has a large one-off gain of €7.1M impacting its last 12 months of financial results to 30th June, 2024.

Growing Profit Margin: BCA0 became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BCA0 has become profitable over the past 5 years, growing earnings by -16.9% per year.

Accelerating Growth: BCA0 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: BCA0 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (13%).


Return on Equity

High ROE: BCA0's Return on Equity (6.8%) is considered low.


Return on Assets


Return on Capital Employed


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