Banco Bilbao Vizcaya Argentaria, S.A.

DB:BBVA Stock Report

Market Cap: €53.6b

Banco Bilbao Vizcaya Argentaria Past Earnings Performance

Past criteria checks 5/6

Banco Bilbao Vizcaya Argentaria has been growing earnings at an average annual rate of 24.6%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 13.7% per year. Banco Bilbao Vizcaya Argentaria's return on equity is 17.8%, and it has net margins of 31.3%.

Key information

24.6%

Earnings growth rate

28.3%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate13.7%
Return on equity17.8%
Net Margin31.3%
Next Earnings Update30 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco Bilbao Vizcaya Argentaria makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:BBVA Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2429,8359,33512,7900
30 Jun 2429,9988,79012,7460
31 Mar 2428,3608,02812,2170
31 Dec 2327,1617,67411,8570
30 Sep 2326,4867,21111,6650
30 Jun 2325,2216,96611,1880
31 Mar 2324,7786,64610,8090
31 Dec 2222,9746,04510,3320
30 Sep 2221,5845,72010,1210
30 Jun 2220,4774,9239,4380
31 Mar 2219,0474,3269,2830
31 Dec 2118,6004,0149,1820
30 Sep 2117,7384,3667,8720
30 Jun 2117,2673,7487,5820
31 Mar 2116,0273,1487,3850
31 Dec 2015,2353,0349,0880
30 Sep 2014,2451,9137,8120
30 Jun 2015,0382,3569,3670
31 Mar 2016,9543,1199,3330
31 Dec 1918,3363,8518,3910
30 Sep 1920,3234,29711,3940
30 Jun 1921,0904,85910,4850
31 Mar 1920,4784,88511,2490
31 Dec 1818,5254,24910,0530
30 Sep 1820,6224,09211,4180
30 Jun 1820,1173,44811,6500
31 Mar 1820,3563,30911,8870
31 Dec 1720,5733,08412,0430
30 Sep 1721,6823,86712,1750
30 Jun 1721,5983,80312,3290
31 Mar 1721,5783,70512,3260
31 Dec 1620,8933,21512,3590
30 Sep 1620,3563,52512,3790
30 Jun 1618,4271,38912,3630
31 Mar 1617,3221,60312,1250
31 Dec 1517,6882,43011,6420
30 Sep 1517,0302,26511,1650
30 Jun 1517,1313,92310,5600
31 Mar 1517,1363,40410,2880
31 Dec 1415,9802,49210,1410
30 Sep 1412,889-9308,7190
30 Jun 1412,841-1,3368,9970
31 Mar 1412,731-8929,2110
31 Dec 1312,82618310,3750

Quality Earnings: BBVA has high quality earnings.

Growing Profit Margin: BBVA's current net profit margins (31.3%) are higher than last year (27.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BBVA's earnings have grown significantly by 24.6% per year over the past 5 years.

Accelerating Growth: BBVA's earnings growth over the past year (29.5%) exceeds its 5-year average (24.6% per year).

Earnings vs Industry: BBVA earnings growth over the past year (29.5%) exceeded the Banks industry 12.6%.


Return on Equity

High ROE: BBVA's Return on Equity (17.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 04:10
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Bilbao Vizcaya Argentaria, S.A. is covered by 48 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GrinsztajnAlphaValue
Carlos PeixotoBanco BPI, S.A.
null nullBanco de Sabadell. S.A.