SBI Sumishin Net Bank Past Earnings Performance
Past criteria checks 2/6
SBI Sumishin Net Bank has been growing earnings at an average annual rate of 15.1%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 24.5% per year. SBI Sumishin Net Bank's return on equity is 15.4%, and it has net margins of 21%.
Key information
15.1%
Earnings growth rate
15.1%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 24.5% |
| Return on equity | 15.4% |
| Net Margin | 21.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How SBI Sumishin Net Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 119,166 | 25,018 | 39,546 | 0 |
| 30 Jun 24 | 113,079 | 24,448 | 38,576 | 0 |
| 31 Mar 24 | 107,274 | 24,845 | 37,434 | 0 |
| 31 Dec 23 | 100,838 | 23,640 | 36,477 | 0 |
| 30 Sep 23 | 95,711 | 22,624 | 34,523 | 0 |
| 30 Jun 23 | 92,194 | 21,594 | 32,951 | 0 |
| 31 Mar 23 | 90,185 | 19,932 | 32,533 | 0 |
| 31 Dec 22 | 88,032 | 18,630 | 32,716 | 0 |
| 31 Mar 22 | 77,420 | 17,113 | 33,351 | 0 |
| 31 Mar 21 | 72,000 | 13,928 | 27,288 | 0 |
| 31 Mar 20 | 68,519 | 12,570 | 27,114 | 0 |
Quality Earnings: B0E has high quality earnings.
Growing Profit Margin: B0E's current net profit margins (21%) are lower than last year (23.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: B0E's earnings have grown by 15.1% per year over the past 5 years.
Accelerating Growth: B0E's earnings growth over the past year (10.6%) is below its 5-year average (15.1% per year).
Earnings vs Industry: B0E earnings growth over the past year (10.6%) did not outperform the Banks industry 13%.
Return on Equity
High ROE: B0E's Return on Equity (15.4%) is considered low.