PCB Bancorp Past Earnings Performance

Past criteria checks 2/6

PCB Bancorp has been growing earnings at an average annual rate of 6.7%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 7.8% per year. PCB Bancorp's return on equity is 6.8%, and it has net margins of 25.5%.

Key information

6.7%

Earnings growth rate

8.7%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate7.8%
Return on equity6.8%
Net Margin25.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How PCB Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:9UH Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 249524530
30 Jun 249424530
31 Mar 249425510
31 Dec 239931500
30 Sep 2310233490
30 Jun 2310133490
31 Mar 2310235480
31 Dec 2210135460
30 Sep 2210137450
30 Jun 2210541430
31 Mar 2210542420
31 Dec 2110040400
30 Sep 219435400
30 Jun 218128380
31 Mar 217121370
31 Dec 206516370
30 Sep 206115360
30 Jun 206718370
31 Mar 207321380
31 Dec 197724380
30 Sep 198027380
30 Jun 197926370
31 Mar 197625360
31 Dec 187524360
30 Sep 187220350
30 Jun 187018350
31 Mar 187018340
31 Dec 176716330
30 Sep 176618280
30 Jun 176417270
31 Mar 176015260
31 Dec 165714290
30 Sep 165413250
30 Jun 165212240
31 Mar 165112230
31 Dec 154912220
30 Sep 154812220
30 Jun 154812210
31 Mar 154712200
31 Dec 144511190
30 Sep 144612190
31 Mar 143920180
31 Dec 133820160

Quality Earnings: 9UH has high quality earnings.

Growing Profit Margin: 9UH's current net profit margins (25.5%) are lower than last year (32.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 9UH's earnings have grown by 6.7% per year over the past 5 years.

Accelerating Growth: 9UH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 9UH had negative earnings growth (-27.7%) over the past year, making it difficult to compare to the Banks industry average (12.9%).


Return on Equity

High ROE: 9UH's Return on Equity (6.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 00:55
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PCB Bancorp is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher McGrattyKeefe, Bruyette, & Woods
Kelly MottaKeefe, Bruyette, & Woods
Matthew ClarkPiper Sandler Companies