PCB Bancorp Past Earnings Performance
Past criteria checks 2/6
PCB Bancorp has been growing earnings at an average annual rate of 8%, while the Banks industry saw earnings growing at 13.1% annually. Revenues have been growing at an average rate of 8.1% per year. PCB Bancorp's return on equity is 6.8%, and it has net margins of 25.3%.
Key information
8.0%
Earnings growth rate
10.1%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 8.1% |
| Return on equity | 6.8% |
| Net Margin | 25.3% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How PCB Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 94 | 24 | 53 | 0 |
| 31 Mar 24 | 94 | 25 | 51 | 0 |
| 31 Dec 23 | 99 | 31 | 50 | 0 |
| 30 Sep 23 | 102 | 33 | 49 | 0 |
| 30 Jun 23 | 101 | 33 | 49 | 0 |
| 31 Mar 23 | 102 | 35 | 48 | 0 |
| 31 Dec 22 | 101 | 35 | 46 | 0 |
| 30 Sep 22 | 101 | 37 | 45 | 0 |
| 30 Jun 22 | 105 | 41 | 43 | 0 |
| 31 Mar 22 | 105 | 42 | 42 | 0 |
| 31 Dec 21 | 100 | 40 | 40 | 0 |
| 30 Sep 21 | 94 | 35 | 40 | 0 |
| 30 Jun 21 | 81 | 28 | 38 | 0 |
| 31 Mar 21 | 71 | 21 | 37 | 0 |
| 31 Dec 20 | 65 | 16 | 37 | 0 |
| 30 Sep 20 | 61 | 15 | 36 | 0 |
| 30 Jun 20 | 67 | 18 | 37 | 0 |
| 31 Mar 20 | 73 | 21 | 38 | 0 |
| 31 Dec 19 | 77 | 24 | 38 | 0 |
| 30 Sep 19 | 80 | 27 | 38 | 0 |
| 30 Jun 19 | 79 | 26 | 37 | 0 |
| 31 Mar 19 | 76 | 25 | 36 | 0 |
| 31 Dec 18 | 75 | 24 | 36 | 0 |
| 30 Sep 18 | 72 | 20 | 35 | 0 |
| 30 Jun 18 | 70 | 18 | 35 | 0 |
| 31 Mar 18 | 70 | 18 | 34 | 0 |
| 31 Dec 17 | 67 | 16 | 33 | 0 |
| 30 Sep 17 | 66 | 18 | 28 | 0 |
| 30 Jun 17 | 64 | 17 | 27 | 0 |
| 31 Mar 17 | 60 | 15 | 26 | 0 |
| 31 Dec 16 | 57 | 14 | 29 | 0 |
| 30 Sep 16 | 54 | 13 | 25 | 0 |
| 30 Jun 16 | 52 | 12 | 24 | 0 |
| 31 Mar 16 | 51 | 12 | 23 | 0 |
| 31 Dec 15 | 49 | 12 | 22 | 0 |
| 30 Sep 15 | 48 | 12 | 22 | 0 |
| 30 Jun 15 | 48 | 12 | 21 | 0 |
| 31 Mar 15 | 47 | 12 | 20 | 0 |
| 31 Dec 14 | 45 | 11 | 19 | 0 |
| 30 Sep 14 | 46 | 12 | 19 | 0 |
| 31 Mar 14 | 39 | 20 | 18 | 0 |
| 31 Dec 13 | 38 | 20 | 16 | 0 |
Quality Earnings: 9UH has high quality earnings.
Growing Profit Margin: 9UH's current net profit margins (25.3%) are lower than last year (32.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 9UH's earnings have grown by 8% per year over the past 5 years.
Accelerating Growth: 9UH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 9UH had negative earnings growth (-28.8%) over the past year, making it difficult to compare to the Banks industry average (30.5%).
Return on Equity
High ROE: 9UH's Return on Equity (6.8%) is considered low.