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Pathfinder Bancorp, Inc.

DB:8PF Stock Report

Market Cap: €93.6m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Pathfinder Bancorp Management

Management criteria checks 2/4

Pathfinder Bancorp's CEO is Jim Dowd, appointed in Apr 2022, has a tenure of 4.42 years. total yearly compensation is $1.82M, comprised of 24.2% salary and 75.8% bonuses, including company stock and options. directly owns 1.79% of the company’s shares, worth €1.67M. The average tenure of the management team and the board of directors is 2.3 years and 12.4 years respectively.

Key information

Jim Dowd

Chief executive officer

US$1.8m

Total compensation

CEO salary percentage24.17%
CEO tenure4.4yrs
CEO ownership1.8%
Management average tenure2.3yrs
Board average tenure12.4yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Jim Dowd's remuneration changed compared to Pathfinder Bancorp's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2026n/an/a

US$171k

Mar 31 2026n/an/a

-US$2m

Dec 31 2025US$2mUS$440k

-US$2m

Sep 30 2025n/an/a

US$7m

Jun 30 2025n/an/a

US$2m

Mar 31 2025n/an/a

US$4m

Dec 31 2024US$615kUS$405k

US$3m

Sep 30 2024n/an/a

US$2m

Jun 30 2024n/an/a

US$9m

Mar 31 2024n/an/a

US$9m

Dec 31 2023US$562kUS$375k

US$9m

Sep 30 2023n/an/a

US$9m

Jun 30 2023n/an/a

US$10m

Mar 31 2023n/an/a

US$9m

Dec 31 2022US$508kUS$259k

US$10m

Sep 30 2022n/an/a

US$10m

Jun 30 2022n/an/a

US$10m

Mar 31 2022n/an/a

US$10m

Dec 31 2021US$372kUS$219k

US$9m

Sep 30 2021n/an/a

US$8m

Jun 30 2021n/an/a

US$6m

Mar 31 2021n/an/a

US$6m

Dec 31 2020US$337kUS$210k

US$5m

Sep 30 2020n/an/a

US$5m

Jun 30 2020n/an/a

US$5m

Mar 31 2020n/an/a

US$4m

Dec 31 2019US$332kUS$210k

US$4m

Compensation vs Market: Jim's total compensation ($USD1.82M) is above average for companies of similar size in the German market ($USD397.87K).

Compensation vs Earnings: Jim's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


CEO

Jim Dowd (58 yo)

4.4yrs
Tenure
US$1,820,456
Compensation

Mr. James A. Dowd, also known as Jim, C.P.A., serves as President and Chief Executive Officer of Pathfinder Bancorp, Inc. and Pathfinder Bank from March 29, 2023. He is a Director of Pathfinder Bancorp, In...


Leadership Team

NamePositionTenureCompensationOwnership
James Dowd
President4.4yrsUS$1.82m1.79%
€ 1.7m
Justin Bigham
Executive VP & CFO2.3yrsUS$1.22m0.38%
€ 357.7k
Joseph Serbun
Senior Vice President & Chief Credit Officer2yrsUS$849.63k0.25%
€ 238.5k
Robert Butkowski
Senior VP & COO2.9yrsUS$297.29k0.74%
€ 694.0k
Joseph McManus
Senior VP & Chief Information Officer1.7yrsno data0.26%
€ 238.8k
Joseph Polniak
First VPno datano datano data
Theresa Colburn
Vice President of Compliance/BSA Officer/OFACno datano datano data
Erica Muscatello
Vice President of Marketing and Communicationsno datano datano data
Heather Vashaw
Vice President of Human Resourcesno datano datano data
William O'Brien
Senior VP & Chief Risk Officerno dataUS$275.02k0.70%
€ 654.5k
Regina Bass
First VP & Corporate Controllerno datano data0.011%
€ 10.7k
James Beames
First VP & Corporate Treasurerno datano datano data
2.3yrs
Average Tenure
52yo
Average Age

Experienced Management: 8PF's management team is considered experienced (2.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
James Dowd
President3.3yrsUS$1.82m1.79%
€ 1.7m
Lloyd Stemple
Independent Director21.2yrsUS$47.26k1.14%
€ 1.1m
Eric Allyn
Independent Director4.3yrsUS$35.30k0.098%
€ 91.3k
Anthony Scavuzzo
Representative Director3.3yrsUS$32.40kno data
William Barclay
Independent Chairman of Board15.4yrsUS$62.18k1.45%
€ 1.4m
Melanie Littlejohn
Independent Director10.3yrsUS$36.50k0.070%
€ 65.4k
John Funiciello
Director14.8yrsUS$45.85k0.73%
€ 678.6k
David Ayoub
Independent Director14.5yrsUS$58.28k0.66%
€ 620.4k
John Sharkey
Independent Director12.4yrsUS$39.34k0.82%
€ 768.0k
Adam Gagas
Independent Director12.4yrsUS$37.00k3.22%
€ 3.0m
Meghan Crawford-Hamlin
Independent Director4.3yrsUS$30.40k0.016%
€ 14.9k
12.4yrs
Average Tenure
61yo
Average Age

Experienced Board: 8PF's board of directors are seasoned and experienced ( 12.4 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 23:23
End of Day Share Price 2026/09/14 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pathfinder Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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