First Foundation Balance Sheet Health
Financial Health criteria checks 6/6
First Foundation has total assets of $13.6B and total equity of $928.7M. Total deposits are $10.6B, and total loans are $10.1B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $1.6B.
Key information
14.6x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | US$10.64b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.59b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8F1's Assets to Equity ratio (14.6x) is moderate.
Allowance for Bad Loans: 8F1 has a sufficient allowance for bad loans (164%).
Low Risk Liabilities: 84% of 8F1's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8F1 has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: 8F1's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: 8F1 has an appropriate level of bad loans (0.2%).