First Foundation Balance Sheet Health

Financial Health criteria checks 5/6

First Foundation has total assets of $13.4B and total equity of $1.1B. Total deposits are $10.3B, and total loans are $8.1B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $1.1B.

Key information

12.5x

Asset to equity ratio

1.6%

Net interest margin

Total deposits

US$10.30b

Loan to deposit ratio

Appropriate

Bad loans

0.5%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

US$1.11b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 8F1's Assets to Equity ratio (12.5x) is moderate.

Allowance for Bad Loans: 8F1 has a low allowance for bad loans (77%).

Low Risk Liabilities: 84% of 8F1's liabilities are made up of primarily low risk sources of funding.

Loan Level: 8F1 has an appropriate level of Loans to Assets ratio (60%).

Low Risk Deposits: 8F1's Loans to Deposits ratio (78%) is appropriate.

Level of Bad Loans: 8F1 has an appropriate level of bad loans (0.5%).


Discover healthy companies