Virginia National Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Virginia National Bankshares has total assets of $1.6B and total equity of $152.6M. Total deposits are $1.4B, and total loans are $1.1B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $45.5M.
Key information
10.6x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$1.43b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$45.49m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 71F's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: 71F has a sufficient allowance for bad loans (271%).
Low Risk Liabilities: 98% of 71F's liabilities are made up of primarily low risk sources of funding.
Loan Level: 71F has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 71F's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 71F has an appropriate level of bad loans (0.3%).