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Metro Bank Balance Sheet Health
Financial Health criteria checks 3/6
Metro Bank has total assets of £22.1B and total equity of £956.0M. Total deposits are £19.8B, and total loans are £13.1B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are £2.0B.
Key information
23.1x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | UK£19.81b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | UK£1.98b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 6MB's Assets to Equity ratio (23.1x) is very high.
Allowance for Bad Loans: 6MB has a low allowance for bad loans (53%).
Low Risk Liabilities: 94% of 6MB's liabilities are made up of primarily low risk sources of funding.
Loan Level: 6MB has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 6MB's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: 6MB has a high level of bad loans (2.6%).