RBB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
RBB Bancorp has total assets of $3.9B and total equity of $514.0M. Total deposits are $3.0B, and total loans are $3.0B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $269.9M.
Key information
7.5x
Asset to equity ratio
3.2%
Net interest margin
Total deposits | US$3.03b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$269.89m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5SZ's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: 5SZ has a sufficient allowance for bad loans (116%).
Low Risk Liabilities: 90% of 5SZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5SZ has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: 5SZ's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: 5SZ has an appropriate level of bad loans (1.2%).