RBB Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
RBB Bancorp has total assets of $4.0B and total equity of $509.7M. Total deposits are $3.1B, and total loans are $3.0B earning a Net Interest Margin of 3.2%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are $350.0M.
Key information
7.8x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$3.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$350.02m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5SZ's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: 5SZ has a low allowance for bad loans (72%).
Low Risk Liabilities: 89% of 5SZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5SZ has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 5SZ's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: 5SZ has an appropriate level of bad loans (2%).