Blue Foundry Bancorp Valuation
Is 5P8 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of 5P8 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate 5P8's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate 5P8's fair value for valuation analysis.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 5P8?
Other financial metrics that can be useful for relative valuation.
| What is 5P8's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | US$215.14m |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | n/a |
Price to Book Ratio vs Peers
How does 5P8's PB Ratio compare to its peers?
| Company | Forward PB | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 0.9x | ||
UBK UmweltBank | 0.9x | n/a | €236.8m |
MBK Merkur PrivatBank KgaA | 0.4x | 4.1% | €119.0m |
PCZ ProCredit Holding | 0.6x | 10.1% | €541.9m |
FIZN First Citizens Bancshares | 1.6x | n/a | US$218.5m |
5P8 Blue Foundry Bancorp | 0.6x | -7.7% | €215.1m |
Price-To-Book vs Peers: 5P8 is good value based on its Price-To-Book Ratio (0.6x) compared to the peer average (0.9x).
Price to Earnings Ratio vs Industry
How does 5P8's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Book vs Industry: 5P8 is good value based on its Price-To-Book Ratio (0.6x) compared to the European Banks industry average (0.8x).
Price to Book Ratio vs Fair Ratio
What is 5P8's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PB Ratio | 0.6x |
| Fair PB Ratio | n/a |
Price-To-Book vs Fair Ratio: Insufficient data to calculate 5P8's Price-To-Book Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | €8.20 | €8.41 +2.6% | 11.1% | €9.34 | €7.48 | n/a | 2 |
| Apr ’25 | €8.50 | €8.76 +3.1% | 5.3% | €9.23 | €8.30 | n/a | 2 |
| Mar ’25 | €8.55 | €9.22 +7.8% | 10.0% | €10.14 | €8.30 | n/a | 2 |
| Feb ’25 | €8.65 | €9.23 +6.7% | 10.0% | €10.15 | €8.30 | n/a | 2 |
| Jan ’25 | €8.80 | €8.24 -6.3% | 12.7% | €9.29 | €7.20 | n/a | 2 |
| Dec ’24 | €7.85 | €7.65 -2.5% | 4.6% | €8.01 | €7.30 | n/a | 2 |
| Nov ’24 | €7.05 | €7.65 +8.6% | 4.6% | €8.01 | €7.30 | n/a | 2 |
| Oct ’24 | €7.80 | €8.73 +12.0% | 2.7% | €8.97 | €8.50 | n/a | 2 |
| Sep ’24 | €8.40 | €9.20 +9.5% | 10.0% | €10.12 | €8.28 | n/a | 2 |
| Aug ’24 | €9.10 | €9.11 +0.05% | 10.0% | €10.02 | €8.19 | n/a | 2 |
| Jul ’24 | €9.30 | €9.24 -0.7% | 9.2% | €10.09 | €8.39 | n/a | 2 |
| Jun ’24 | €8.60 | €8.60 +0.03% | 1.9% | €8.76 | €8.44 | n/a | 2 |
| Apr ’24 | €8.75 | €11.71 +33.8% | 2.0% | €11.94 | €11.48 | €8.50 | 2 |
| Mar ’24 | €11.30 | €11.71 +3.6% | 2.0% | €11.94 | €11.48 | €8.55 | 2 |
| Feb ’24 | €10.80 | €11.71 +8.4% | 2.0% | €11.94 | €11.48 | €8.65 | 2 |
| Jan ’24 | €11.90 | €13.55 +13.9% | 3.7% | €14.05 | €13.05 | €8.80 | 2 |
| Dec ’23 | €12.40 | €13.55 +9.3% | 3.7% | €14.05 | €13.05 | €7.85 | 2 |
| Nov ’23 | €12.16 | €13.55 +11.4% | 3.7% | €14.05 | €13.05 | €7.05 | 2 |
| Oct ’23 | €11.12 | €13.63 +22.6% | 2.8% | €14.01 | €13.26 | €7.80 | 2 |
| Sep ’23 | n/a | €13.63 0% | 2.8% | €14.01 | €13.26 | €8.40 | 2 |
Analyst Forecast: Target price is lower than the current share price.