Gunma Bank Balance Sheet Health
Financial Health criteria checks 5/6
Gunma Bank has total assets of ¥10,646.9B and total equity of ¥567.9B. Total deposits are ¥8,485.6B, and total loans are ¥6,565.8B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥1,578.2B.
Key information
18.7x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥8.49t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.58t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5F0's Assets to Equity ratio (18.7x) is moderate.
Allowance for Bad Loans: 5F0 has a low allowance for bad loans (38%).
Low Risk Liabilities: 84% of 5F0's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5F0 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 5F0's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 5F0 has an appropriate level of bad loans (1.5%).