Banca Popolare di Sondrio S.p.A

DB:593 Stock Report

Market Cap: €3.6b

Banca Popolare di Sondrio Past Earnings Performance

Past criteria checks 4/6

Banca Popolare di Sondrio has been growing earnings at an average annual rate of 33.1%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 16.7% per year. Banca Popolare di Sondrio's return on equity is 13.6%, and it has net margins of 39.2%.

Key information

33.1%

Earnings growth rate

33.4%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate16.7%
Return on equity13.6%
Net Margin39.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banca Popolare di Sondrio makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:593 Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,3885446880
30 Jun 241,3595186760
31 Mar 241,3385126710
31 Dec 231,2774616710
30 Sep 231,2314496600
30 Jun 231,0843536510
31 Mar 231,0123056440
31 Dec 229202516260
30 Sep 228892186230
30 Jun 229012376120
31 Mar 228722506100
31 Dec 218842695980
30 Sep 218472445940
30 Jun 218332295970
31 Mar 218212125790
31 Dec 206711075740
30 Sep 20610795660
30 Jun 206411055590
31 Mar 20599565100
31 Dec 196871375670
30 Sep 197201565010
30 Jun 19601845530
31 Mar 196271035450
31 Dec 186461114860
30 Sep 186621255520
30 Jun 187221775500
31 Mar 187081735470
31 Dec 176941595410
30 Sep 176301065580
30 Jun 176331095540
31 Mar 176281065520
31 Dec 16607995450
30 Sep 166061005510
30 Jun 16588785480
31 Mar 16562695440
31 Dec 156521295360
30 Sep 156631554900
30 Jun 156391414880
31 Mar 156761564820
31 Dec 146131154740
30 Sep 14591964190
30 Jun 14571884410
31 Mar 14573844130
31 Dec 13524534090

Quality Earnings: 593 has high quality earnings.

Growing Profit Margin: 593's current net profit margins (39.2%) are higher than last year (36.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 593's earnings have grown significantly by 33.1% per year over the past 5 years.

Accelerating Growth: 593's earnings growth over the past year (21.4%) is below its 5-year average (33.1% per year).

Earnings vs Industry: 593 earnings growth over the past year (21.4%) exceeded the Banks industry 12.9%.

Return on Equity

High ROE: 593's Return on Equity (13.6%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 02:01
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banca Popolare di Sondrio S.p.A is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Giovanni RazzoliDeutsche Bank
Luigi De BellisEquita SIM S.p.A.
Fabrizio BernardiIntermonte SIM S.p.A.