BPER Banca Balance Sheet Health
Financial Health criteria checks 5/6
BPER Banca has total assets of €142.1B and total equity of €9.6B. Total deposits are €104.9B, and total loans are €110.2B.
Key information
14.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €104.85b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €11.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 4BE's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: 4BE has a low allowance for bad loans (88%).
Low Risk Liabilities: 79% of 4BE's liabilities are made up of primarily low risk sources of funding.
Loan Level: 4BE has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: 4BE's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: 4BE has an appropriate level of bad loans (2%).