CaixaBank Balance Sheet Health
Financial Health criteria checks 4/6
CaixaBank has total assets of €635.8B and total equity of €37.0B. Total deposits are €438.2B, and total loans are €365.9B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are €70.1B.
Key information
17.2x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €438.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €70.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 48CA's Assets to Equity ratio (17.2x) is moderate.
Allowance for Bad Loans: 48CA has a low allowance for bad loans (72%).
Low Risk Liabilities: 73% of 48CA's liabilities are made up of primarily low risk sources of funding.
Loan Level: 48CA has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 48CA's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 48CA has a high level of bad loans (2.6%).